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Built into everything

These work across every module and add-on from day one. Nothing to switch on.

The features lenders rely on every day

  • Direct disbursement

    Automatic payouts to the borrower’s bank, with velocity limits and holds you release.

  • DebiCheck collections

    Mandates, collections, disputes and settlement — repayments come in on their own.

  • New

    Seven languages

    Screens, SMS, email, WhatsApp and legal documents in seven languages. English prevails.

Everything else in every plan

  • Phone signing

    One-time code by SMS or email; signed copy stored.

  • Identity and address checks

    Live selfie matched to the ID; address and bank verified.

  • Credit bureau checks

    Checks with credible credit bureaus, with limits on repeat pulls.

  • Borrower portal and app

    Your branded portal that installs on any phone.

  • Custom domain

    Your site and portal on your own web address.

  • SMS and email

    Messages from your name, with prepaid SMS credits.

  • Vula AINew

    An expert second opinion on an application, using Vula AI credits.

  • Your public website

    Your branded home page with a loan calculator and online applications.

  • Full audit trail

    Every action recorded: who did what, and when.

See every feature live at the free Saturday masterclass

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